Simply, wage garnishment is the process in which a court orders your employer to pay your creditors a portion of your paycheck to recover your IRS debt. This process involves a legal step which is only taken during serious matters. For the average consumer, wage garnishment can be very "trying" since it can cost you rent money, mortgage money, food money, gas money, and any other money saved for emergencies. The process can also be very embarrassing and leave a negative mark on your credit score – it can affect your credit ratings.
The IRS – Internal Revenue Service has a special process, which can be interpreted as "wage garnishment" to recover outstanding tax dues or "IRS dues" from individuals. The IRS has enough time, in fact excess of it, as it may appear, to monitor all unpaid taxes owed by citizens to the government in the form of IRS debt. And once you get "flagged" for their recovery process, your life can be a certain "hell" as you "interact" with their recovery officials. However, the IRS cannot just start recovering their dues via "wage garnishment" recovery process, certain criteria needs to be met before it can be done. In addition, the recovery process is pre-defined. The conditions are: